RTP® Nicknames Instead of Remembering Your Financial Accounts Data for Privacy & Security
How RTP® Nicknames Improve Security & Convenience
Simplifying Payments with RTP® Nicknames for Enhanced Security
Managing multiple financial accounts across different banks and credit unions can be a hassle. Remembering long account numbers and ensuring security while making real-time transactions adds another layer of complexity.
With TodayPayments.com, you can use RTP® Nicknames instead of full financial data to protect your privacy and security. Our system enables merchants to assign nicknames (aliases) to their accounts, streamlining transactions while enhancing security and efficiency.
Experience instant, real-time payments with RTP® & FedNow® services without revealing sensitive banking information.
Key Benefits of Using RTP® Nicknames for Transactions
RTP® Nicknames Instead of Remembering Your Financial Accounts Data for Privacy & Security
1. How RTP® Nicknames Improve Security & Convenience
✅ Eliminate the Need to Memorize
Account Numbers – Assign easy-to-remember nicknames instead.
✅ Enhanced Privacy Protection – Keep financial
account details private when sending or receiving payments.
✅ Faster Transactions – No need to enter long account
details—just use a nickname or alias.
✅ Works
Across Multiple Banks & Credit Unions – Manage various accounts
seamlessly.
✅ Instant Real-Time Payments – Secure
faster payments with TodayPayments.com.
2. Key Benefits of Using RTP® Nicknames for Transactions
📌 Free RTP® Processing
Application – No setup fees or hidden charges.
📌 Nicknames for Each Bank Account – Use
cell phone numbers or email addresses instead of account
numbers.
📌 Support for High-Risk Businesses
– Secure real-time transactions without the risk of
account exposure.
📌 Multiple Merchant
Identification Numbers (MIDs) – Assign unique MIDs to
different business entities.
📌 Seamless
Hosted Payment Page – Generate custom payment pages for
easy processing.
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
3. How to Enroll for RTP® Nickname-Based Payments
1️⃣ Visit
TodayPayments.com & Complete Your Free Application
2️⃣
Set Up Your RTP® Nicknames & Link Your Bank Accounts
3️⃣
Secure Your Merchant Identification Number (MID) for Transactions
4️⃣ Start Using RTP® Nicknames Instead of Financial
Data for Payments!
Why Choose TodayPayments.com for RTP®-Based Transactions?
✔ Privacy & Security – No Need
to Share Financial Details
✔ Easy-To-Use RTP®
Nicknames for Faster Transactions
✔ Instant
Payments with FedNow® & RTP® Services
✔ Works with
Multiple Banks, Credit Unions & Merchant Accounts
✔
Advanced Fraud Protection & Encrypted Transactions
Protect Your Financial Data & Simplify Payments Today!
Avoid risking your sensitive financial information while making real-time transactions. Instead, use RTP® Nicknames for privacy, security, and efficiency.
✅ Enroll Now & Start Using RTP® Nicknames for Payments!
👉 Apply Now - Free RTP® Payment Processing Registration!
Creation Request for Payment Bank File
Enhance Your RTP Nicknames Payment Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of
Same-Day ACH
and
Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Each day, thousands of businesses around the country are turning their transactions into profit with real-time payment solutions like ours.
Contact Us for RTP Nicknames payment processing pricing
